Meet The Team

Adam Pearsall

NMLS #648848

CEO & Loan Officer

Aaron Pearsall

NMLS #2755496

COO & Loan Officer

Patrick Barrett

NMLS #2588938

Sr. Loan Officer & Corporate Trainer

Kim Westenbarger​

NMLS #341182

Sr. Loan Officer​

John Palazzolo​

NMLS #2838643​

Loan Officer & VP of Strategic Partnerships​

Pam Pearsall

NMLS #512485​

Susan Kikta

NMLS# 991402

Kim Westenbarger​

NMLS #341182

Sr. Loan Officer​

John Palazzolo​

NMLS #2838643​

Loan Officer & VP of Strategic Partnerships​

APfinity Mortgage

Personalized Lending Made Simple

At APfinity Mortgage, we understand that every borrower’s journey is different. That’s why we focus on more than just rates and numbers

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Adam Pearsall

NMLS #648848

CEO & Loan Officer

Adam Pearsall is more than just a mortgage know-it-all he’s the heart of APfinity’s hands-on expertise and customer-first approach. With over 15 years in the industry, Adam has built a reputation for being the go-to resource for all things mortgage, from conventional loans to complex refinancing solutions. His deep knowledge and practical experience make him a trusted guide for clients navigating the home financing journey.

Outside of work, Adam’s passions run deep. A lifelong fan of the Michigan Wolverines and the Detroit Red Wings, he brings the same loyalty and enthusiasm to his favorite teams as he does to his work and relationships. But above all, Adam’s greatest devotion is to his family. He and his wife Katie are proud parents to two daughters, Annaleigh and Elouise, who light up their lives and keep them grounded in what matters most.

Whether he’s helping a client secure their dream home or cheering on his teams with his family by his side, Adam leads with heart, knowledge, and a commitment to doing things the right way.

Aaron Pearsall​

NMLS #2755496

COO & Loan Officer

Aaron brings over 15 years of corporate finance experience, having led large teams and streamlined financial operations to support smarter decision-making. At APfinity, he’s passionate about helping clients access more personalized, effective financing solutions making financial empowerment approachable and achievable.

Outside of work, Aaron is deeply devoted to his family his wife Kirsti and their baby boy, Beckham. He finds balance and inspiration in sailing on Lake Michigan, hiking, and downhill skiing values that guide how he leads, collaborates, and builds meaningful connections in every professional endeavor.

Patrick Barrett

NMLS #2588938

Sr. Loan Officer & Corporate Trainer

Patrick is committed to making the home loan experience smooth, transparent, and stress-free. He understands that buying a home is one of life’s biggest decisions, which is why he prioritizes clear communication and is available around the clock to support his clients and professional partners.

Known for his responsiveness and reliability, Patrick ensures every borrower feels confident from application to closing. His dedication to service has earned him the trust of both first-time buyers and seasoned real estate professionals.

Kim Westenbarger

NMLS #341182

Sr.Loan Officer

With over 30 years in the mortgage industry, Kim brings a level of experience and care that truly sets her apart. She believes every client deserves to feel confident, informed, and supported—and she’s there every step of the way, from the first conversation all the way through closing and beyond.

For Kim, it’s never just about the loan—it’s about the people. She takes the time to understand each client’s unique situation and goals, guiding them with honest advice, clear communication, and a steady hand throughout the process. Her clients often say they feel like family, and that’s exactly how she treats them.

Originally from Michigan, Kim has called Florida home for over 30 years. She’s a proud mom of two and grandmother of four, and when she’s not helping clients, you’ll likely find her enjoying the beach, relaxing by the pool, traveling, or spending quality time with her grandkids.

Kim’s approach is simple: put people first, communicate clearly, and make the mortgage process as smooth and stress-free as possible.

John Palazzolo

NMLS #2838643

Loan Officer & VP of Strategic Partnerships

John brings a unique blend of executive sales leadership, technology expertise, and relationship-driven service to APfinity Mortgage. With a successful career as a Sales Executive and Principal Solutions Engineer in the enterprise technology space, John has spent more than 15 years helping clients navigate complex decisions, build trust, and deliver strategic solutions that create lasting value.


Today, John applies that same consultative approach to helping homebuyers, homeowners, and real estate professionals find the right mortgage solutions with confidence. He believes every client deserves personalized guidance, clear communication, and a trusted advisor throughout the financing process.


Away from work, John is a passionate golfer who enjoys any opportunity to get out on the course. Proud of his Italian heritage, he maintains strong ties to Italy and loves returning to visit whenever he can. Above all else, John’s greatest joy is his family. He and his wife, Lara, are proud parents to their two sons, Philip and John Jr., who are the center of everything they do.

Pam Pearsall

NMLS #512485

Sr. Loan Officer

APfinity Mortgage is excited to welcome Pam Pearsall to the team as our new Loan Officer Assistant (LOA).

Pam brings more than 20 years of banking and mortgage experience, having built her career in financial services since 2004. For the past 15 years, she has served as a Mortgage Loan Officer, helping hundreds of families navigate the home financing process with professionalism, integrity, and a genuine commitment to exceptional customer service. Throughout her career, she has worked with respected financial institutions and has earned a reputation for building lasting client relationships and delivering personalized lending solutions.

In her new role at APfinity Mortgage, Pam will leverage her extensive industry knowledge to support our loan officers throughout the mortgage process. Her attention to detail, organizational skills, and dedication to creating a seamless borrower experience make her a tremendous asset to both our team and our clients.

Outside of the office, Pam is passionate about giving back to her community. She has been actively involved in leadership and service with Riverside Park United Methodist Church and has supported charitable initiatives benefiting organizations such as the American Cancer Society.

We’re thrilled to have Pam join the APfinity family and look forward to the experience, compassion, and professionalism she brings as we continue delivering Infinitely Higher Standards to our clients and referral partners.

Susan Kikta

NMLS# 991402

Sr. Loan Consultant

Susan Kikta brings more than 25 years of mortgage industry experience and a long-standing commitment to community service to APfinity Mortgage. Her extensive background spans mortgage origination, loan processing, and leadership, giving her the experience to guide clients confidently through a wide range of financing needs.

Beyond the mortgage industry, Susan has been deeply involved in her Florida community, having served the City of Tarpon Springs as both a City Commissioner and Vice Mayor. Her experience in public service reflects the same qualities she brings to her clients today—leadership, attention to detail, responsiveness, and a genuine commitment to helping people.

At APfinity Mortgage, Susan combines decades of industry knowledge with the flexibility of an independent mortgage brokerage to help borrowers find financing solutions tailored to their goals while delivering an exceptional level of service.