Renovation Financing

Renovation financing is perfect for:

Borrowers With Good or Excellent Credit

Borrowers Who Are Able to Put 3% Down

What is a renovation loan?

A renovation loan empowers you to personalize a home—whether you’re purchasing a new property or upgrading the one you already own. While some programs are tailored for primary residences, others extend to second homes and investment properties. From modest updates to major overhauls, there are financing options to suit nearly every project, including specialized loans for Veterans and rural homeowners.

Two standout advantages:

You can fund your renovations at interest rates significantly lower than credit cards.
You’ll preserve your cash reserves, keeping your finances flexible.
If you’re ready to renovate, chances are—we have the perfect loan to help you bring your vision to life.

Types of Renovation financing:

Fixed-Rate

A fixed-rate mortgage is a type of home loan where the interest rate remains constant throughout the entire term of the loan. This means:

Your monthly principal and interest payments will never change, regardless of fluctuations in the broader economy or interest rate markets.
Even if national interest rates rise or fall, your rate is “locked in” from the beginning.

Adjustable-Rate (ARMs)

An adjustable-rate mortgage (ARM) is a type of home loan where the interest rate is not fixed for the entire term. Instead, it starts with a lower introductory rate for a set period, and then the rate adjusts periodically based on market conditions